Free PDF , by Byron Tully
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, by Byron Tully
Free PDF , by Byron Tully
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Product details
File Size: 405 KB
Print Length: 158 pages
Page Numbers Source ISBN: 1500883638
Publication Date: April 8, 2013
Sold by: Amazon Digital Services LLC
Language: English
ISBN-10: 1500883638
ISBN-13: 978-1500883638
ASIN: B00C9PEJJ2
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Amazon Best Sellers Rank:
#51,036 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
What if you had plenty of money, and had gotten used to having it for many years? Better yet, what if your family had plenty of money going back multiple generations? What would your values and lifestyle be? This book purports to provide the answers by telling us how Old Money thinks and lives, and suggests that we can experience the benefits of thinking and living like Old Money even if we have middle-class money. Since I'm neither Old Money nor New Money, I've had limited exposure to these worlds, but I do find that the author's advice makes sense and resonates with my values, so I can highly recommend this well-written book to anyone who senses that the treadmill of consumerism is shallow and pointless, and wants to instead live a truly better life.Here's a summary of the main points:(1) Old Money is defined as three or more generations of wealth.(2) Personal reality matters far more than public perception.(3) The main purpose of money is freedom, not consumption. Live below your means in order to save, invest, and preserve capital. Don’t be seduced by advertising or wanting to ‘keep up’ with the consumption of others. Teach your kids to manage money and don’t spoil them. Purchases should emphasize things which will be used frequently rather than infrequently. The general idea is to preserve money so that it will securely be there throughout your life, and possibly future generations.(4) In terms of values, emphasize enjoyment of life, personal growth, learning about the world, work, social contribution, and family, rather than material possessions or social status. The priority is ‘quality of life’, including self-development, rather than ‘standard of living’.(5) Health is vital, so eat properly and exercise regularly.(6) Lifelong education, including a quality university, is essential. Turn off the TV and video games and read quality materials, and read to your kids when they’re young. ‘Education’ also includes extracurricular activities such as sports, music, theater, debate, etc.(7) Do work which you feel passionate about, work hard at it, and strive to excel. Laziness and wasting time are unacceptable, and don’t complain about doing the tedious aspects which come with all work. When working, be disciplined, avoid distractions, and be in the moment.(8) Be discrete, modest, and polite toward others. Never talk about how much money you or others have. Maintain your privacy and respect the privacy of others. Be articulate, but not pompous or loud.(9) Avoid electronic devices and spend more time face to face with family and friends. Eat meals as a family. Have plenty of good conversations, and be tolerant of diverse political and religious views.(10) Don’t waste time dating people you know you wouldn’t marry, don’t marry too early, choose your partner carefully based on shared values and goals, have a long engagement to make sure the two of you are compatible, don’t have too many kids or have them too early (use birth control), and keep your marital issues and sex life private.(11) Wear quality clothing which has understated timeless style and will last many years, rather than the latest fashion. Avoid jewelry other than a wedding band and decent watch.(12) Buy a home you can easily afford in a good neighborhood. Don’t make it bigger than it needs to be. Auctions are a good way to find quality furnishings at low cost. To free up your time, hire help for services such as cleaning the house.(13) Buy a reliable car and keep it for a long time. It shouldn’t cost more than 10% of your annual income, and used cars are often the best value.(14) Travel and see the world. It’s part of your education. When traveling, see more by walking more.
There is a difference between the rich and the not rich and it's not all about money. This is not a think and be a gazillionaire type book but it does talk about the different mentalities those without money have that might be holding them back from achieving a better way of life than they are presently living. Change your mind and you can change your life. This book shows you what to do to be healthier, more educated and a better participant in your life journey.
I thought this was a fun book with great ideas, most that I already knew. I found it amusing though, that some of the old money people we all know, aren’t nice, don’t have good manners, and definitely aren’t very moral people. They also don’t stay married and their children usually don’t turn out well. The book has great advise but somewhere there is a disconnect to the people who have Old Money.
This little book is less about managing finances and more about how to conduct yourself with class. Our society would do well to conduct itself with the air of humble gratitude this book promotes. I often find anecdotes and bits of instruction from this book coming to me in daily life. A fitting companion to Fussell's "Class", albeit a bit more benevolent and less snarky than that excellent read.
How my parents taught me to live-I loved this affirmation of all of the values my family instilled in me. A great reminder of what is really important and what really works. I had just skimmed through a book claiming old money is about snobbery and putting on a bit of a show and put it down thinking "Really? I hope people don't take this nonsense seriously!". The Old Money Book tells the real story about a simple and reality based lifestyle, not the pretentious hocus pocus that people think money is all about. I loved this book and am reading it again just to shore up my way of dealing with everyday choices.
This is actually a wonderful and accurate read. I grew up in upper middle class "old money"...lol. The country club, social set. Not uber wealthy, but definitely like what the author has described . It isn't a showy lifestyle, but what I love the most....concentrating on family and solid comfort. You do not have to be wealthy ! I am not wealthy financially, but do live in tremendous solid comfort.
Written in a concise, witty, direct style, the author lays out the values of America's "money class" and makes a case for why others should adopt them: Education, Housing, Dress, Speech, Healthcare, Family and Friends, etc. I took issue with his insistence on small families; as my personal values place family higher than money. That aside, he's right that children consume an enormous amount of resources.
Everybody should read this book. Everybody should live in much the way Tully describes. That we don't is a sad commentary on our society. People max out their credit cards, get divorced, treat their loved ones badly and wonder why they are in debt, lonely and friendless. Tully provides the alternative. Hopefully, books about virtue-centered lives continue to be written. And read. As other reviewers have noted, Tully does occasionally overuse some phrases and ideas. That said, to think that some minor issues detract from the overall impact, value and timeliness of the book is to think in a way opposite that which Tully describes.
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